Worldwide Sports Insurance logo
Martial Arts Insurance
Advice Line 02 8298 3930
02 8298 3931
Worldwide Sports Insurance logo
Martial Arts Insurance
Advice Line 02 8298 3930
02 8298 3931

Policy Features

We have designed a policy that is suited to most small to medium-sized Alternative Therapists with a broad range of features.

Features Include

  • 13 months cover for the price of 12
  • Insurance Provided by leading Australian Insurer CGU
  • Policy Limit options from $1M to $10M
  • Defence costs paid in addition to limit
  • $1,000 Cost Exclusive Excess on PI/$500 on Liability
  • Automatically includes $10M Liability at no extra cost

A copy of the policy is available within the application process and will be sent to you upon completion of your insurance application, and is avaliable via the link below:

Policy Wording

Policy Wording

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ENDORSEMENTS

The following endorsements should be read in conjunction with Sportscover General Liability Policy Wording
General Liability for Amateur sports Policy Wording

Ancillary Fitness & Weight Training
Cover under this policy shall only apply where new members of the martial arts school/club have been shown how to use ancillary fitness and weight training equipment by a suitably qualified/experienced instructor.

Tournaments/Promotions/Fight Night Endorsement
Personal Injury arising out of or contributed by any participation in a match and/or a practice for the nominated sport/s is excluded from cover.

Fines & Penalties

Libel & Slander Endorsement

Management Liability Endorsement Refer Section 3 of Wording


All other policy terms and conditions apply.

No Endorsements apply

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GENERAL ADVICE WARNING
AUSTRALIAN FINANCIAL SERVICES LICENCE NO: 342385
PSC Insurance Brokers (Aust) Pty Ltd is a registered General Insurance Broker authorised to Deal & Advise in Wholesale & Retail General Insurance Products in accordance with the terms of the licence provided by the Australian Securities & Investment Commission (ASIC).

GENERAL ADVICE NOTICE as required by the Financial Services Reform Act.
In delivering Retail Products to our Clients & arranging cover with insurers, we only provide a "General Advice" service without conducting a detailed "needs analysis" of each individual's personal or financial situation.

However the Retail Products we recommend in providing this General Advice service have all been subject to an extensive in-house review by our staff & they are only deemed acceptable if the insurer is:
   * operating under the supervision of the Australian Prudential Regulation Authority; and
   * the terms & conditions of cover & the insurer's claims service are both of an appropriate standard.

We are not agents of the Insurer and will be acting as your agent in all dealings with insurers.

In some cases we have negotiated an agreement with the Insurer under which premium discounts & cover benefits are provided to our Clients above those usually offered by the insurer to its direct customers.

As a General Insurance Broker we have developed procedures to ensure that the terms of the cover under policies we recommend can be reviewed by each client & that any cover we arrange is in accordance with Client requirements on the factual information presented. However in recommending this product to you without a detailed needs analysis we cannot advise whether it is appropriate for your personal objectives, financial situation or needs.

That aspect needs to be addressed by each intending insured & it is therefore necessary that you read & understand the explanation of the cover contained in the attached Product Disclosure Statement & Policy Document and that you also read our Financial Services Guide.

As an intending insured, it is your responsibility to notify information & decide the following matters when arranging insurance or providing instructions to renew your policy:
General Considerations
   * Description of the Item to be insured and any identifying number?
   * Notification of the name of the Mortgagee or Financier with an interest in the property?
   * Risk Situation - Single Location or anywhere in Australia?
   * The sum to be insured to be based on the cost of replacement?
   * The sum to be insured based on the actual present day (depreciated) value of the item?
   * For what purpose if the item is used?
   * The amount of any voluntary excess additional to the insurer's standard terms?
   * The amount of cover required for Public Liability?

COOLING OFF
In accordance with Section 101B of the FRSA, you must have the right to return this policy & receive a full refund of the total premium & all charges. This request MUST be made within 14 days of the inception of this policy & does not apply should a claim have been made or the cover be for a period less than 30 days.

CREDIT TERMS & PAYMENT
Unless agreed otherwise, Credit Terms are strictly in accordance with the period specified on the invoice. If you fail to pay the full premium within the agreed period your cover will lapse unless we agree otherwise. The insurer will be entitled to a premium for the time held covered but you will be uninsured from the date your cover is cancelled. PSC Insurance Brokers (Aust) Pty Ltd does not accept any liability for cancelled policies outside of the credit terms.

GOODS & SERVICES TAX
If you are a business registered for GST purposes, you may be entitled to a claim an input tax credit in respect of the total GST payable under this policy. Only your accountant can confirm this matter to you.

YOUR DUTY OF DISCLOSURE
Before you enter into a Contract of general insurance with an Insurer, you have a duty under the Insurance Contracts Act 1984 to disclose to the Insurer every matter that you know, or could reasonably expect to know, is relevant to the Insurer's decision whether to accept the risk of Insurance, and if so, on what terms. You have the same duty to disclose those matters to the Insurer before you renew, extend, vary or reinstate a Contract of general insurance. Your duty however does not require disclosure of matter.

- That diminishes the risk to be undertaken by the Insurer; - that is common knowledge; - that your insurer knows or, in the ordinary course of business, ought to know; as to which the compliance with your duty is waived by the Insurer.

NON-DISCLOSURE
If you fail to comply with your duty of disclosure, the Insurer may be entitled to reduce the liability under the Contract in respect of a claim or may cancel the Contract.

If your non-disclosure is fraudulent, the Insurer may also have the option of avoiding the Contract from its beginning.

DISPUTES WITH PSC INSURANCE BROKERS (AUST) PTY LTD
Any client who is not fully satisfied with our services should contact our Complaints Officer. PSC Insurance Brokers (Aust) Pty Ltd is a member of the Financial Ombudsman Service (FOS). If your complaint can not be resolved to your satisfaction by us you have the right to refer the matter to FOS. FOS can be contacted on 1300 780 808.





Pay over the Internet from your credit card at:
www.deft.com.au/insurance

PSC Insurance Brokers (Aust) Pty Ltd accepts Mastercard, Visa, American Express & Diners Club Cards.*

*Payments by credit card will attract a surcharge


Pay by phone from your credit card .

Call 1300 78 11 45 to make a payment.

PSC Insurance Brokers (Aust) Pty Ltd accepts Mastercard, Visa, American Express & Diners Club Cards.*

The phone payment line is a 24-hour service. Calls are charged at the cost of a local call (mobiles extra).


BPay - Contact your participating bank, credit union or building society to make payment directly from your cheque or savings account.

You will be required to enter the Biller Code and BPAY reference number as detailed on the front of your invoice.


In Person - Please present page intact at any Australia Post Office.

Payments may be made by cash, cheque or EFTPOS.

Please make any cheques payable to 'DEFT Payment Systems for PSC Insurance Brokers (Aust) Pty Ltd.


By Mail - Detach payment slip and mail with payment to:

DEFT Payment Systems Locked Bag 20015 MELBOURNE VIC 3001

Please make cheques payable to 'PSC Insurance Brokers (Aust) Pty Ltd'.

Please note that receipts will not be issued for mailed payments.

Please note, the above address is for payments only. Please send other correspondence to the Postal Address shown on the front of this invoice;
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Coverage Details/Quote Confirmation

Martial Arts Style/s
%
Total must be 100%: 0%
Number of Members
State your club is based in

Cover Options

Total Premium Payable (Including GST):  $0.00
Please note, this is not a binding quotation and will only be accepted by the insurer upon completion of the online application process.
We recommend that you read the Product Disclosure Statement and our Financial Services Guide before deciding to proceed with this insurance to determine if the cover you have selected suits your needs and objectives. This quoting system does not consider your individual personal objectives, financial situation or needs when providing you with a quote. Worldwide Sports Insurance | AFSL No 342 385, ABN 30 129 444 528, is a division of PSC Insurance Brokers (Aust) Pty Ltd. This Scheme is underwritten by Sportscover Australia Pty Ltd AFSL 230914 on behalf of certain underwriters at Lloyd's.